LAER Realty Partners



Posted by Team Edwards on 8/17/2017

Visually attractive design isn't enough to make your house a front runner in the real estate market. Mobility is important and not only for senior adults. In addition to age, physical limitations, body structure and intellectual disabilities create need for your home to make it easier for you and your guests to be more mobile. Specifically, your guests and you benefit from a more mobile friendly home because a mobile friendly home provides greater security.

Why you need a mobile friendly home

There are even more reasons to go mobile at home. For example, you need a mobile friendly home because:

  • Mobile friendly home enhancements can help to reduce or eliminate accidents like slips and falls
  • Muscle strains created when children and short adults press their bodies to reach canned food on top cabinet shelves can be avoided
  • Wheelchair falls that occur when people topple over as they lean too far forward or to the side as they attempt to go from the second to the first floor or go up or down stairs
  • Ability to contact someone in the event of an emergency

Getting to a more mobile friendly home requires vision and an openness to innovation. It also requires care for your house guests. Plainly, you need to care about the people who visit or live at your home to see it important enough to redesign your home to accommodate people who may have physical or intellectual disabilities.

Designing a mobile friendly home

Specific actions that you take to design a mobile friendly home depend on the current layout of your house. In general, to achieve a mobile friendly home, you could:

  • Lower kitchen cabinets so that every adult who lives at or visits your house can reach top shelves without having to strain while standing atop a foot stool
  • Place a footstool within easy reach of house residents and guests. This could be as simple as putting a footstool in your kitchen pantry
  • Install handrails at indoor stairwells that have four or more steps
  • Build handrails at all outdoor stairwells regardless of the number of steps
  • Put throw rugs in front of doors to catch excess water on rainy days to keep guess and family members from slipping and falling
  • Add wheelchair ramps to the exterior of your home. Add wheelchair ramps at the start of your back and front walkways
  • Open walls to lower the times that people have to enter or exit doorways or walk around walls to get inside another room
  • Include emergency monitors in the bathroom, kitchen, bedroom and other rooms of your home that people with mobility challenges frequent

Many actions that you could take to design a more mobile friendly home don't require construction. It's possible to perform a lot of the actions on your own and within minutes. A visit to a home goods store will resolve many of the items.

For example, you can get a step stool and throw rugs from a home goods or department store. Getting an emergency alert system could be as simple as adding the service to your home security system. It also helps to ask family members and guests what changes could be made at your home to make your home more mobile friendly.





Posted by Team Edwards on 8/11/2017

This Office offers a sleek modern work space, with eat in kitchen area, space to collaborate in, great conference room space. 4 Private offices, outdoor courtyard, on site parking, Walk to restaurants, commuter rail, downtown West Concord is steps away. The rail trail is currently being constructed just steps away from the office, lots of windows, and light. The perfect home for your business.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Team Edwards on 8/11/2017

This Office offers a sleek modern work space, with eat in kitchen area, space to collaborate in, great conference room space. 4 Private offices, outdoor courtyard, on site parking, Walk to restaurants, commuter rail, downtown West Concord is steps away. The rail trail is currently being constructed just steps away from the office, lots of windows, and light. The perfect home for your business.

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Team Edwards on 8/10/2017

When youíre ready to buy a home, thereís an anxious excitement thatís within you, making you feel like a small child on Christmas night. One question that is probably burned in your mind throughout the home search process is, ďHow long is this going to take?Ē 


If youíre a first-time home buyer, youíll likely be using some programs through the Federal Housing Administration, also known as the FHA. With any kind of home loan, thereís many variables that can affect how long the process will take. This can be due to many factors including the sellerís circumstances and the nature of your loan. 


When youíre securing a home loan backed by the FHA, you may wonder how long itís going to take for the entire process to finish from beginning to end. 


Variables That Affect The Loan Process


Underwriting

This is one of the variables that can fluctuate the most in the home loan process. Once you have found the home that you love, the lending process can take a few weeks beyond the point where you sign a contract. This part could entail many different steps that may become hurdles for you as a borrower. Your loan officer can also have an impact on the length of the process. Some loan people are just faster than others! 


Keep in mind that you canít close on an FHA loan until you get through the underwriting process. In the underwriting process for an FHA loan, it will be assured that you meet all of the criteria necessary for securing the loan, such as the standards that have been established by the HUD (Department Of Housing and Urban Development).      


Closing On An FHA Loan


While itís difficult to say the exact amount of time that it will take for a loan to process, thereís some things you can do ahead of time to prepare. If you apply for an FHA loan before you have even found a home, youíll expedite the process a bit. If you have been pre-approved prior to making an offer on a home, youíll likely be in a better position than if you havenít yet met with a lender. This will also make the underwriting process move a bit faster for you, provided there arenít any major red flags on your paperwork.  


FHA Appraisals


FHA appraisals do differ a bit from appraisals for a home with a more conventional loan. With an FHA appraisal, the appraiser must look for things in two main areas including any health and safety issues and determine the market value of the property as well. This process will most likely only take a few days. Part of the appraisal process may include the appraiser looking at similar properties in the area in order to get a bit of a comparison on the value of the property. 


Can You Speed It Up?

If you have everything in order before you even decide that youíre ready to go on the house hunt, youíll discover that the process of securing an FHA loan will be a bit smoother. Talk to a lender before you start the process so you can familiarize yourself with the requirements. Once you can present the lender with the right documents, theyíll be able to do their job with little intervention on your part.




Tags: loans   FHA loans  
Categories: Uncategorized  


Posted by Team Edwards on 8/3/2017

As you may have noticed, your family's grocery bill accounts for a big chunk of your monthly household budget. Fortunately, there are many ways to prevent your food bill from spiraling out of control! Some money-saving strategies are obvious, such as using discount coupons and not shopping when you're hungry, while others are not as widely known.

If you habitually buy more expensive name-brand products without having a specific reason for doing so, it might pay to experiment with generic or store-brand grocery items. When you compare the prices, the savings can really add up! In some cases, there is a noticeable difference in quality, but in countless other instances, the store-brand products are on par with the well-known name brands.

One question to ask yourself is this: "Why pay substantially more for name-brand products when all you're really doing is helping huge corporations pay for their immense advertising budgets?" Your challenge -- and this can be worth the effort -- is to determine which store-brand products are comparable in quality and which ones are not worth the savings. In many cases, the difference in quality is negligible (or non existent), but the total savings from comparing prices can easily add up to $5 or $10 per shopping trip -- and who amongst us would voluntarily throw away a ten-dollar bill every time we went grocery shopping!

It's also interesting to note that many supermarkets tend to stock their more expensive products at eye level. By shifting your glance to the higher or lower shelves at the store, you can often spot money-saving bargains that would have otherwise escaped your notice. While you're at it, it also pays to check out the expiration date on products so you don't end up wasting money on items that have been sitting around for a while. A big frustration that we've all experienced is getting home and realizing that a perishable item we picked up at the grocery store expires tomorrow -- or even worse, yesterday!

Here's a money-saving tip that not everybody thinks of: If an advertised sale item has been sold out, you can often get a "rain check" issued to you, which will entitle you to the discount price -- even after the sale is officially over. You may have to get it from the customer service desk or a manager, but if you're determined to be a savvy grocery shopper, it's worth the extra few minutes.

One of the easiest, most automatic ways to save money at the food store is to join your supermarket's "loyalty program". It goes by different names at different places, but once you sign up, the discounts, coupons, and special offers keep coming your way! Taking a few minutes to glance over your grocery store's weekly newspaper insert can also point you in the direction of worthwhile savings opportunities.







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